Deposit trends for many community banks have largely failed to keep up with the growth in bank assets. With this stagnation and decline in core deposits, banks have turned to fees, in particular overdraft fees. These fees and others are at risk of regulation. If members of congress have their way, such as Rep. Carolyn Maloney, D-N.Y., many current bank overdraft practices would be barred.

Is a website going to solve these and other issues facing the banking industry?

Credit Unions and Mega Banks are eating into the small business market, a staple for community banks. That safe bet is eroding, like the car loan and mortgages.

Is a website going to turn the tide?

A partner who is in the business of marketing, leveraging technology at its core, will. Competing in today's market place requires a different kind of relationship. A website is part of that puzzle but it is just a piece.

Navigating through the mine field of technology and understanding how to integrate giveaways, online chat, loan applications, direct mail, community events and the myriad of everything else that you are required to do, while in the process, keeping an eye on your budget, your Community Reinvestment Act score and your diverse customer base... It is a lot to handle – too much for a website company.

While a website is a great place to start, a partner that can serve a world class web solution and at the same time assist you in the execution of ideas is what we are here to provide.